Ferguson Financial Coaching
Personal Daily Money Management
Ferguson Financial Coaching provides trusted, local daily money management to take the administrative burden off seniors and their families by handling monthly bill pay and cash flow monitoring to prevent fraud and late fees, organizing chaotic mail and tax documents into clean packages for your CPA, and meticulously tracking medical bills against insurance claims to ensure you never overpay for care.
Core Services
Bill Pay & Cash Flow
We provide complete peace of mind by managing day-to-day financial logistics, ensuring that regular utilities, insurance premiums, and personal expenses are paid accurately and on time to avoid lapses in coverage or late fees. By monitoring bank statements, reconciling accounts, and structuring predictable monthly cash flows, we protect clients from predatory financial scams, unauthorized charges, and the stress of accidental overdrafts.Document & Tax Organization
We transform chaotic piles of mail and paperwork into an orderly, secure system by categorizing medical bills, legal notices, and income statements as they arrive. At tax time, we meticulously assemble and organize all necessary forms, deductions, and receipts into a clean package for your CPA or tax preparer, drastically reducing billable accounting hours and eliminating the stress of missing deadlines.Healthcare & Insurance Claim Tracking
Navigating the complex world of healthcare billing can be overwhelming; we act as a dedicated advocate to track, review, and organize Medicare, supplemental insurance, and long-term care claims. We carefully cross-reference medical provider invoices with insurance Explanation of Benefits (EOBs) to catch billing errors, submit necessary paperwork for reimbursements, and ensure clients never overpay for their care.